Then does a debtor have to appear in court in a chapter 13 case?

Most debtors have to appear in court at least twice: once for a hearing called the meeting of creditors, and once for a hearing on the confirmation of the debtor’s chapter 13 plan. The meeting of creditors is usually held about a month after the case is filed. A financial management course is held on the same day as the meeting of creditors at the Civic Center in Lubbock. The debtor’s testimony should not be lengthy at either hearing. If difficulties or unusual circumstances arise during the course of a case, additional court appearances may be necessary.