What is a chapter 13 discharge?

It is a court order releasing a debtor from all dischargeable debts and ordering creditors not to collect them from the debtor. A debt that is discharged is one that the debtor is released from and does not have to pay. There are two types of chapter 13 discharges: (1) a successful plan discharge that is granted to a debtor who completes all payments called for in the plan, and (2) an unsuccessful plan discharge that is granted to a debtor who is unable to complete the payments called for in the plan due to circumstances for which the debtor should not be held accountable. A successful plan discharge is broader and discharges more debts than either an unsuccessful plan discharge or a chapter 7 discharge.